Does Ihop take apple pay? (2023)

Does IHOP Take Apple Pay?

As we dive into the era of digital transformation, various payment methods have emerged that prioritize convenience and security. Apple Pay, a popular digital wallet service from Apple Inc., is at the forefront of this movement, offering iPhone and Apple Watch users an easy and secure way to make payments both in-store and online. As customers look for dining options that cater to modern payment methods, one frequent query is whether the well-known breakfast restaurant, IHOP (International House of Pancakes), accepts Apple Pay. This article delves into that very topic.

IHOP and Its Payment Methods

IHOP, founded in 1958, has come a long way from its beginnings in Burbank, California. With over 1,800 locations globally, IHOP has consistently tried to adapt to the changing tastes and preferences of its customers. This includes not just their palate for pancakes and breakfast items but also their payment preferences.

As of the last update in September 2021, most IHOP locations do accept Apple Pay as a payment method. However, the acceptance of Apple Pay might vary from one location to another, especially because some IHOP restaurants are franchised and might have individual policies regarding payment methods.

Why Use Apple Pay?

For those unfamiliar with Apple Pay or those considering whether to utilize this payment method at establishments like IHOP, here are a few benefits:

  1. Security: Apple Pay uses a system that replaces your card number with a unique, encrypted Device Account Number. This means your actual card details aren’t shared with the merchant or transmitted during the transaction.
  2. Convenience: Gone are the days when you needed to rummage around for your wallet. With Apple Pay, you can quickly pay using your iPhone or Apple Watch.
  3. Integration with Apple Devices: If you’re already an Apple user, integrating Apple Pay is seamless. Your transactions also get listed in the Wallet app, so you can track your spending easily.
  4. Contactless Payment: Especially important in times when contact minimization is preferred, Apple Pay offers a contactless way to conclude your transactions.

Before You Go to IHOP

If you’re planning to use Apple Pay at your local IHOP, it’s a good idea to:

  1. Call Ahead: Since acceptance might vary, it’s always a good plan to call your local IHOP ahead of time to ensure they accept Apple Pay.
  2. Have a Backup Payment Method: Technology, while fantastic, isn’t infallible. It’s always prudent to have an alternative payment method handy just in case there are issues with the Apple Pay system or the restaurant’s POS (Point Of Sale) system.

Apple Pay at Restaurants: Pros and Cons


  1. Contactless Transaction: In an era where minimizing physical contact is often preferred, Apple Pay allows users to make payments without touching cash or card machines.
  2. Speedy Checkout: Transactions with Apple Pay are typically faster than traditional payment methods, ensuring a quicker checkout experience.
  3. Enhanced Security: Apple Pay uses tokenization, ensuring that card details aren’t stored on devices or shared with merchants. Instead, a one-time code is used for each transaction, making it more secure against potential breaches.
  4. Integration with Apple Ecosystem: For Apple device users, Apple Pay seamlessly integrates into their existing ecosystem, allowing them to view transactions, track spending, and manage their finances.
  5. Environmentally Friendly: By going digital, there’s less need for paper receipts unless specifically requested.


  1. Not Universally Accepted: Not all restaurants or establishments accept Apple Pay. Franchised locations might have differing policies, making it inconsistent across the board.
  2. Dependency on Device Battery: If your iPhone or Apple Watch runs out of battery, you cannot use Apple Pay, making you dependent on traditional payment methods.
  3. Potential Tech Glitches: Like all tech-based solutions, there’s always a possibility of glitches or system errors, which could hinder payment processing.
  4. Limited to Apple Users: Only users with compatible Apple devices can take advantage of Apple Pay. Android users or those with other devices are excluded from its benefits when dining out.
  5. Over-reliance on Technology: While convenience is a significant benefit, over-reliance on technology might lead some users to neglect or forget alternative payment methods, potentially causing inconvenience if Apple Pay isn’t an option.

Remember, the decision to use Apple Pay at establishments like IHOP should be based on individual preferences, convenience, and the particular situation. As always, having a backup payment method can help ensure a smooth dining experience.


IHOP, in its commitment to staying current with customer preferences, has adopted modern payment methods like Apple Pay at many of its locations. However, due to the franchise nature of some of its restaurants, it’s always a good idea to check in advance. With the ever-increasing move towards digital, contactless payments, it’s comforting to know that many establishments, including IHOP, are making efforts to offer safe, secure, and convenient payment options for their patrons.

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